Honda Financing Center | Auto Loans Tampa | Car Loans Florida

Honda Financing
& Credit Repair Center

Bad things happen to good people.
Let's make it right at Courtesy Palm Harbor Honda.

Courtesy Palm Harbor Honda is your local new and used car dealer that has all of the answers to your credit questions and inquires. Our sales team is qualified and experienced to assist you with credit repair. Credit repair is our specialty and we are experienced in getting customers qualified for the new, pre-owned, or used car. SUV, truck or van that they desire.

Cards

How to Build Your Credit

Good credit, bad credit, no credit, credit damage, and credit repair. The word credit alone often causes stress in the minds of consumers. However, credit should not have to be associated with stress. Here at Courtesy Palm Harbor Honda, we specialize in working with customers who are experiencing credit difficulty. We understand that personal and financial hardships may affect one's credit score and flexibility to pursue transactions such as purchase a home or buy a car, but we are no ordinary dealership. We have the patience, passion, knowledge, experience, drive to work with credit challenged customers and provide them with a helpful, knowledgeable car buying experience.

Need some pointers?

Debt
Prioritize which loans, cards, and lines of credit are the most imperative and realistic to pay off within a set amount of time and avoid closing accounts.
Limit credit card use. The ideal balance to credit utilization ratio is 30% or lower.
Foreclosure
Focus on re-building your credit and keep your current accounts in good standing.
Keep your foreclosure isolated as a single negative item as if it were a mortgage account. This will be less damaging to your credit score.
Divorce
Pay your bills on time; make payment before or on the expected due date. Creditors report the account to the credit bureaus when a payment is 30 or more days late.
Continue to establish credit history. Keep your accounts in good standing because this establishes trust with creditors and can only boost your credit score.
Bankruptcy & Unforeseen Bills
During bankruptcy, focus on re-building your credit by opening a credit card. Charge minimally and pay consistently. Open 1-3 accounts that will benefit your credit score.
Communicate with your medical, financial institution and creditors. There are many programs that assist consumers, customers, patients or students with high bills or mounts of debt.
Car

Let's figure out what's wrong.

Can I get approved for a car loan with bad credit?

Of course, our finance team includes members who specialize in bad credit scenarios and will work diligently to get your approved for an auto loan.

I just started a new job, can I get approved for a car?

The answer is yes. All our sales specialist needs from you is a pay stub, proof of income or job verification and we will work with you to get you approved for a car loan.

I filed for bankruptcy, is my credit good enough to get approved for a car loan?

Although a bankruptcy could stay on your credit for up to 10 years, you can still get approved for a car loan. It can also help you rebuild your credit score.

Can I get approved for a car loan if I am in debt?

Yes, whether you have credit card, student loans, or a home mortgage, our sales team is qualified to get you approved for a car loan. We work with numerous financial institutions on a daily basis that understand high debt circumstances yet we are still able to get customer approved for a new or used car.

I just got out of a divorce, am I able to get approved for an auto loan?

Despite any division of assets or accounts, we can still get you approved for an auto loan. Our sale team works with divorcees on a daily basis and we understand the credit difficulty that a divorce can cause. We can get you approved for a loan that fits your new lifestyle and readjusted finances.

Stop by for more.

Come over to Courtesy Palm Harbor Honda to work with one of our credit specialists.

Honda Auto Loans Tampa | New Car Financing | Used Car Financing | Car Loan Calculator

Courtesy Palm Harbor Honda can make all the arrangements to help you buy the car of your dreams! Our professional finance department helps customers secure a car loan or lease near Tampa, New Port Richey, Wesley Chapel and the greater Tampa area or find a customized new car lease option. We can even help Florida residents with less than perfect credit get an auto loan. Apply online right now using our online finance application. You can also call us or stop by our Honda dealership to speak to an experienced new and used car loan professional today!

Auto Loan Rates | Finance Specials | Honda Finance Offers Tampa New Port Richey Wesley Chapel FL

Feel free to use our online payment calculator to get an idea of what your payments might be. You can also value your trade-in on our website to get an estimated value of what your current car is worth. Also, be sure to check out our finance specials and new and used dealer specials on select inventory! These change every month, so check back often or contact us today for complete current details. When you are ready to buy or lease a new or used Honda, let us help you get into a car loan at a great rate. We look forward to assisting you with your auto purchase or lease.

Pre-Owned Car Loans | Used Bad Credit Car Financing Tampa FL

Bad credit? No credit? Don't let credit problems hold you back from buying a quality used car or a dependable Honda Certified Pre-owned vehicle.  Call Palm Harbor Honda or visit us in person - we can help! If you're concerned about your credit, our prequalification form is a great place to start to get an idea of what type of financing you'll be able to obtain.

Honda Leasing and Loans Near Tampa, Clearwater, Brandon, Wesley Chapel and New Port Richey

Courtesy Honda understands that financing a new car, certified pre-owned or used car can be a difficult process, which is why we strive to provide our customers with as much information as possible regarding the purchase process. Auto loan rates can fluctuate and while you may hear "0% APR available", it may not be on every model or year. This can make it frustrating when calculating a monthly payment or finding an accurate auto loan calculator. At our dealership, our team of auto finance experts are there for you every step of the way. Customers can begin assessing their purchasing power by using our car valuation tool.  From there, customers are encouraged to fill out an online credit application to see what kind of loans you are eligible  for. Contact our Finance Department today to learn more!

Honda Auto Financing | Finance Honda Tampa | Honda Finance Loans & Credit Info

Courtesy Palm Harbor Honda knows that buying or leasing a car can be a long, stressful process. This is why our goal is to provide our customers with an informative, transparent sales process along with tools to help. If you are worried about your credit history, don't. Our dealership near Tampa, Tampa Bay, Clearwater and New Port Richey has a team of automotive finance experts to help you with your auto loan if you have good credit, no credit, bad credit, challenged credit or no credit.
Your privacy is important to us: Courtesy Palm Harbor Honda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy. & Credit Privacy Policy
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